ATM Card

UFL is serving NPN debit card to its customers which can be used at ATM and POS networks affiliated with NPN scattered all over the Country.


  • Valid in Nepal only.
  • Can be used for purchases of merchandise / services or cash withdrawal
  • Instant issuance and economical charges.
  • Accepted as a mode of payment at more than 1500 POS merchant locations within territory of Nepal.
  • Can be used to withdraw cash from more than 300 ATM in Nepal.
  • No service charge on use at NPN ATMs and POS terminals.
  • Fee and charges:
    • Balance enquiry on members bank ATM: NPR 5.00
    • All transaction on NPN ATM : NPR 0.00
    • Card renew / Lost / Card Reprint NPR 200.00
    • Pin Reprint NPR 50.00


Security Measures for Debit Card

  • Please treat your card like cash and never keep it lying around.
  • Please sign on the signature panel at the back side of your Debit Card, immediately upon receipt.
  • A secret PIN code shall be provided to you in a sealed PIN Mailer. For security purpose, you are advised to memorize your PIN code and destroy the PIN Mailer.
  • Do not keep your PIN with your Debit Card and do not disclose it to anyone. Always keep your PIN secure by memorizing it instead of noting it down anywhere.
  • You are advised to change PIN provided by the bank at the time of using your card for the first time and periodically thereafter.
  • Your card is only for your own use. You are advised not to permit possession of the card to any other person.
  • You are held full responsible for the transaction carried out from your card, hence it is your responsibility to keep your card and PIN in safe custody at all times.
  • If you lose your card, report to the bank immediately to block the same.
  • Always keep the copy of bill and the payment slip and ATM receipt for all transactions, till you verify and tally with your account statement.
  • Check your account statement on regular basis. In case of any discrepancy, please inform to the Bank within 30 days of transaction date.
  • Please do not bend your Debit Card or leave it exposed to sunlight, heat or electricity.

Head Office:

United Finance Ltd.

IJ plaza,Durbar Marga,Kathmandu,Nepal

P.O.Box : 12311

Phone:01-4241648, 01-4241645

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