Visa Debit Card

We are the first Finance Company to offer Chip based Visa Debit Card with enhanced features and further flexibility in payment. United Finance Limited (UFL)’s VISA Debit Card can be used in any of the ATMs and POS terminals displaying VISA Logo for cash withdrawals and purchase payments throughout Nepal, India and Bhutan. VISA cards can also be used in NIBL associate Visa member banks as listed below:

Member Banks

NEPAL INVESTMENT BANK LIMITEDCENTURY BANK LIMITED
GLOBAL IME BANK LIMITEDMEGA BANK NEPAL LIMITED
NEPAL BANK LIMITEDNEPAL CREDIT AND COMMERCE BANK LIMITED
RASTRIYA BANIJIYA BANKMUKTINATH DEVELOPMENT BANK LIMITED
SANIMA BANK LIMITEDMAHALAXMI BIKASH BANK LIMITED
KUMARI BANK LIMITEDTOURISM DEVELOPMENT BANK LIMITED

The fees and charges for VISA Debit Card are as under:

DetailsAmountDetailsAmount
ATM IssuanceRs.250PIN RegenerateRs.100
Annual ChargeRs.250Balance enquiry on members bank ATMRs.5
Replacement/ReissuanceRs.250Cash withdrawal on NIBL ATMFree
Card Block/Stop/Close requestRs.100Cash withdrawal on member Bank ATMRs.20
Cash Withdrawal- India and BhutanRs.250

Note: All cash withdrawal transactions through NIBL ATM Terminals are free of cost.

Limit for Domestic and International Transaction

DetailsCash WithdrawalPOS
Per day limitPer transaction limitPer day limitPer transaction limit
Domestic1,00,000 or 10 transactions per day15,0003,00,000 or 25 transactions per day1,00,000
International16,000 or 10 transactions per day16,0001,00,000 or 10 transactions per day1,00,000

Features
• Valid in Nepal, India and Bhutan only.
• Can be used for purchases of merchandise / services or cash withdrawal
• Easy issuance and economical charges.
• No service charge on use at NIBL ATMs and any POS terminals.

 

Security Measures for Debit Card

  • Please treat your card like cash and never keep it lying around.
  • Please sign on the signature panel at the back side of your VISA Debit Card, immediately upon receipt of the card.
  • A secret PIN code shall be provided to you in a sealed PIN Mailer. For security purpose, you are advised to memorize your PIN code and destroy the PIN Mailer.
  • Do not keep your PIN with your VISA Debit Card and do not disclose it to anyone. Always keep your PIN secure by memorizing it instead of noting it down anywhere.
  • Your VISA debit card will be activated on the first PIN based transaction. You need to change your PIN in NIBL ATMs to activate your VISA debit card before using for cash withdrawal and POS transactions. Please change the PIN periodically thereafter for security purpose.
  • Your card is only for your own use. You are advised not to permit possession of the card to any other person.
  • You are held full responsible for the transaction carried out from your card, hence it is your responsibility to keep your card and PIN in safe custody at all times.
  • If you lose your card, report to the bank immediately to block the same.
  • Always keep the copy of bill and the payment slip and ATM receipt for all transactions, till you verify and tally with your account statement.
  • Check your account statement on regular basis. In case of any discrepancy, please inform to the Bank within 30 days of transaction date.
  • Please do not bend your VISA Debit Card or leave it exposed to sunlight, heat or electricity.

 

In case of lost or stolen, please inform us or to below mentioned address to block the further usage of the card.

Contact no: 01-4241648, Ext No 116/112 or email:- card@ufl.com.np at UFL Card Centre for any further information you may require.

 

Head Office:

United Finance Ltd.

IJ plaza,Durbar Marga,Kathmandu,Nepal

P.O.Box : 12311

Phone:01-4241648, 01-4241645

Email:info@ufl.com.np


Copyright © 2015:: United Finance Limited::All rights reserved.:: Powered by::Radiant Infotech Nepal