Real Estate Loan

The UFL Real Estate loan product is designed to attract the individuals/firm/companies who are engaged in Real-estate business as well as the individuals intending to acquire land for their personal use.


  1. Purchase of Land for Individual
  2. Purchase of Land for Resale
  3. Purchase of land and sell by plotting


  1. Tenure : maximum 20 years .
  2. Repayment on EMI basis
  3. Maximum financing: No restriction
  4. Pre-payment charge : 2-3 % on pre-paid amount
  5. Service Charge : 1% on sanctioned loan amount
  6. No other hidden charges/commission


  1. Salaried individual
  2. Professionals
  3. Self‐employed individuals
  4. Pensioners
  5. Businessmen
  6. Others (income generating from other sources apart from above mentioned income like remittance, rentals etc.)

Required Documents

  1. Application Form
  2. Copy of Citizenship of Applicant and Guarantor
  3. Land revenue and tax paid receipt
  4. Approved house drawing and construction completion certificate
  5. Recent blue print, trace map and foundry certificate
  6. Photo of the Applicant and Guarantor
  7. Copy of Lalpurja/ Electricity Bill/Water Bill etc
  8. Recent salary certificate signed by authorized person
  9. Audited Financial Statements of latest FY, in case of business income
  10. Photocopy of Bluebook of the vehicle/Equipment duly verified by Concerned Authority
  11. Copy of PAN/VAT and other registration Certificate
  12. Rental Agreement
  13. Remittance slips
  14. Copy of valid visa
  15. Others as required

Head Office:

United Finance Ltd.

IJ plaza,Durbar Marga,Kathmandu,Nepal

P.O.Box : 12311

Phone:01-4241648, 01-4241645

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