Interest Rate

Interest Rate

 INTEREST RATE w.e.f FROM 8th SHARWAN, 2074
Saving Accounts Minimum Balance Interest rate
New Special Saving 100.00 7.00%
Share Investment Saving 500.00 7.00%
Normal Saving 1,000.00 8.25%
Avsar Bachat Khata 100.00 7.00%
Salary Saving 0 7.00%
Shareholder Saving 100.00 7.00%
Nawa Nari Saving 100.00 7.50%
Anubhavi Saving Deposit 100.00 7.50%
Komal Jeevan Bachat Khata 500.00 7.00%
Staff Saving 0 8.25%
Koshi Bachat Khata* 5.00 7.00%
Fixed Deposit Individual/Institutional Minimum Balance Monthly Quarterly Maturity
Below 3 Months
20,000.00 9.00%
3-6 Months 20,000.00 9.50% 9.75% 10.00%
Above 6-11 Months 20,000.00 10.00% 10.25% 10.50%
1 Year 20,000.00 12.00% 12.25% 12.50%
2 Years 20,000.00 11.00% 11.25% 11.50%
Above 2 Years 20,000.00 10.00% 10.25% 10.50%
United Century Fixed Deposit 50,000.00 10.50%
United Double Century Fixed Deposit 1,00,000.00 11.75%
All Call Accounts 2500-50000 2.00% – 7.00%
Loan and Advances Interest Rate
Home loan
Base Rate + Premium upto 5.00%
Personal Loan Base Rate + Premium upto 5.50%
Personal Term Loan
Base Rate + Premium upto 5.00%
4 Wheeler Commercial / Heavy Equipment Loan Base Rate + Premium upto 5.00%
4 Wheeler Private Vehicle Loan
Base Rate + Premium upto 4.00%
2 Wheeler Loan Base Rate + Premium upto 5.50%
Business Loan Base Rate + Premium upto 4.00%
Deprived Sector (Institutional) Loan As Per Agreement
Deprived Sector (Retail) Loan
Base Rate + Premium upto 4.50%
Gold Loan
Base Rate + Premium upto 3.50%
Margin Lending Base Rate + Premium upto 5.00%
Productive Sector Loan (for all products) Base Rate + Premium upto 3.50% Or As Per Agreement
Consortium Loan As Per Consortium Decision
Loan Against FDR / Debenture Coupon Rate + 3%
Charge Loan/ Force Loan
Base Rate + Premium 5.50%
Base Rate (Ashadh 2074) 12.50%
Interest Spread (Ashadh 2074) 4.12%
All other rates shall remain unchanged.                                                                                                               *Condition  apply

Head Office:

United Finance Ltd.

IJ plaza,Durbar Marga,Kathmandu,Nepal

P.O.Box : 12311

Phone:01-4241648, 01-4241645

Email:info@ufl.com.np


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