Interest Rate

Interest Rate

 INTEREST RATE w.e.f  12th Bhadra, 2074
Saving AccountsMinimum BalanceInterest rate
New Special Saving100.007.00%
Share Investment Saving500.007.00%
Normal Saving1,000.008.25%
Avsar Bachat Khata100.007.00%
Salary Saving07.00%
Shareholder Saving 100.007.00%
Nawa Nari Saving100.007.50%
Anubhavi Saving Deposit100.007.50%
Komal Jeevan Bachat Khata500.007.00%
Staff Saving08.25%
Koshi Bachat Khata*5.007.00%
Fixed Deposit Individual/InstitutionalMinimum BalanceMonthlyQuarterlyMaturity
1 – 3 Months
20,000.008.50%
Upto 6  Months20,000.008.75%9.00%9.25%
Upto 11 Months20,000.009.25%9.50%9.75%
1 Year 20,000.0010.25%10.50%10.75%
2 Years 20,000.0010.00%10.25%10.50%
Above 2 Years 20,000.009.25%9.50%9.75%
United Century Fixed Deposit50,000.009.00%
United Double Century Fixed Deposit1,00,000.0010.00%
All Call Accounts2500-500002.00% – 7.00%
Loan and AdvancesInterest Rate
Home loan
Base Rate + Premium upto 5.00%
Personal LoanBase Rate + Premium upto 5.50%
Personal Term Loan
Base Rate + Premium upto 5.00%
4 Wheeler Commercial / Heavy Equipment LoanBase Rate + Premium upto 5.00%
4 Wheeler Private Vehicle Loan
Base Rate + Premium upto 4.00%
2 Wheeler LoanBase Rate + Premium upto 5.50%
Business LoanBase Rate + Premium upto 4.00%
Deprived Sector (Institutional) LoanAs Per Agreement
Deprived Sector (Retail) Loan
Base Rate + Premium upto 4.50%
Gold Loan
Base Rate + Premium upto 3.50%
Margin LendingBase Rate + Premium upto 5.00%
Productive Sector Loan (for all products)Base Rate + Premium upto 3.50% Or As Per Agreement
Consortium LoanAs Per Consortium Decision
Loan Against FDR / DebentureCoupon Rate + 3%
Charge Loan/ Force Loan
Base Rate + Premium 5.50%
Base Rate (Sharwan 2074)12.86%
Interest Spread (Sharwan 2074)4.34%
All other rates shall remain unchanged.                                                                                                               *Condition  apply

Head Office:

United Finance Ltd.

IJ plaza,Durbar Marga,Kathmandu,Nepal

P.O.Box : 12311

Phone:01-4241648, 01-4241645

Email:info@ufl.com.np


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